How it works

Looking for loans? Don't know where to start up? We at Long Term Loans For Bad Credit is always there to help you finding right loan deal at the right time. We are not a lender or loan provider. We are here to process your information and helping your find the suitable lender on the basis of your requirements and credentials. We will not offer loans directly as we are not a lender or broker. We will just match your requirements with the lenders participating with us, according to your registration application. This website does not charge any fees for its loan matching services.

In order to access our services you need to qualify on certain grounds like being at least 18 years old or more, holding a valid active bank account, doing regular job with earning fixed monthly income and also having permanent citizenship of Canada.

It is not necessary that everyone gets approved for the loans as there are times when your loan may not go with your particular needs. This does not turn up getting green signal for loan approval. Also wrong or inaccurate information leads to rejection of your registration application.

Lenders will verify your details and will also conduct credit checks on you before approving you a loan. Once your loan is approved lenders will directly transfer the entire loan amount into your bank account. You can then use it for any personal purpose without any restriction.

If you are still looking for more answers then please go to our FAQ page!

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Canada. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.